Retirement Power Play with Tim Dyer

Retirement Power Play with Tim Dyer

Join wealth manager Tim Dyer for consistent and reliable information about how to best prepare for retirement and your financial future on the Retirement Power Play podcast. Tim is the founder of Dyer Wealth Management, serving the San Diego area and based in La Jolla, California. He's the co-author of "Defuse", a book designed to help you learn the 7 steps to protecting your 401(k) from the ticking tax time bomb. Tim isn't afraid to run counter to the conventional wisdom of the financial world. Join him each episode as he'll point out problems and inconsistencies you need to be aware of in the retirement landscape so you can take full control of your portfolio to make empowered financial decisions. If you have a 401(k), an IRA, a pension (or maybe even better, no pension), not sure what to do about Social Security, healthcare, legacy planning, or any other number of financial planning issues then you're in the right place. Because Tim is going to cover anything and everything in the retirement planning spectrum. Call him with your questions at 858-459-3937 or go online to https://www.dyerwealthmanagement.com/ to find out more information!

Episodes

July 17, 2025 24 mins

A new tax bill has officially passed (you’ve probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we’re focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam. 

You’ll hear about nuanced changes like a much higher SALT cap, expanded charitable giving deductions...

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There’s always something in the headlines. Lately, it’s the intensifying conflict in the Middle East, which understandably has investors on edge. In this episode, Tim takes a big-picture view of what geopolitical events like this actually mean for your portfolio and retirement plan. Yes, markets react. Yes, oil prices jump. Yes, news cycles stir up anxiety. But the key? Don’t let fear hijack your plan.

Tim walks through what you can...

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Target-date funds just passed $4 trillion in assets. They’re now the default investment in many 401(k)s, and millions of Americans are using them without really understanding how they work. So, are they a smart choice… or just the easiest one? In this episode, Tim breaks down the pros and cons of target-date funds, those “set-it-and-forget-it” retirement options that automatically shift your portfolio from growth-oriented investmen...

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Markets have rebounded recently, but does that mean you're in the clear? Today we’ll look deeper into what this bounce-back really means for long-term investors and retirees. Tune in to learn about how volatility, interest rates, inflation, and geopolitical tension all factor into today’s uncertain landscape, even as stocks appear to recover.

You’ll hear why ‘back to even’ isn’t the same as moving forward, and how to avoid emot...

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When the market is volatile, it's easy to feel like you're the only one who's ever felt this anxious. But the truth is, some of the greatest investors in history have lived through chaos, and they left behind wisdom that still applies today. In this episode, Tim turns to voices like Warren Buffett, Benjamin Graham, and Jack Bogle to remind us how to think, act, and stay grounded when everything feels uncertain.

Tim ta...

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When the market drops, the instinct to ‘do something’ can be overwhelming, but what should you actually be doing? With volatility the theme of the month, let’s talk about the steps you can take today to start putting you in a better position when things turn around. In this episode, Tim walks through a calm, strategic approach to market volatility and explains why your response matters more than the headlines.

From long-term plannin...

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Tariffs, ​stock ​markets, ​international ​geopolitical ​events. ​They ​all ​seem ​to ​be ​coming ​to ​a ​head, and ​we're ​starting ​to ​get ​a ​lot ​of ​questions ​about ​what ​could ​go ​wrong rather than what ​may ​have ​been ​going ​right. On ​today's ​show, ​we ​want ​to ​put ​some ​of ​these ​topics ​into ​context ​and ​give ​you ​an ​idea ​on ​where ​some ​of ​the ​potential opportunities ​may be moving forward.

We’...

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Today we’re going ​to ​talk ​about ​a ​recent ​conversation ​Tim ​had ​with ​a ​client ​who ​was ​looking ​to ​borrow ​some ​money ​for ​a ​home ​renovation ​project. ​There ​were ​a ​couple ​of ​options ​ available ​to ​them, ​some ​of ​them ​pretty ​simple ​and ​some ​a ​little ​bit ​more ​in-depth. ​ 

Tim ​was ​surprised ​to ​learn ​that ​some ​of ​these ​things ​weren't ​as ​well-known ​as ​he ​thought ​they ​were so ​we wa...

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We talk a lot about what happens during the planning process but the time we spend before starting the plan can uncover areas that can become quick wins. ​It’s important that we take the time to assess your current financial standing because this initial evaluation sets the stage for everything that follows.

In this episode, we’re going to going to take you through the process and explain what we want to learn more about and why it’...

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January 23, 2025 38 mins

As we step into 2025, understanding the key trends and potential changes in the economy and stock market can help individuals make informed decisions. Today we're going to highlight some key sectors and financial areas that are most important to wealth management. Find out what Tim's watching in 2025.

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm.com...

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With college acceptances, school enrollments, and financial aid deadlines approaching, now’s the time to plan for education expenses. Whether it’s for your children or grandchildren, we’ll explore three smart strategies to invest in their future and make saving for college a step toward their dreams. 

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm.com
Locat...

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December 5, 2024 20 mins

The Dyer family recently enjoyed a big birthday weekend, which included a trip to Disney. Tim was in for an unexpected surprise when he got there and had an unforgettable time. As always, he came away with valuable insights and lessons, which we’re excited to share with you on this episode of Retirement Power Play.

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm...

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November 26, 2024 33 mins

Tim recently hosted his year-end tax webinar, and if you joined us – thank you! If you missed it, don’t worry. In today’s episode, we’re recapping the key takeaways from the event and some important items you should be thinking about moving forward.

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm.com
Location: La Jolla, CA

Disclosures:

The ...

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Year-end is always a busy season in financial planning, and at Dyer Wealth, we're in the midst of year-end client reviews. Today, we're sharing some of the key topics and questions that have been coming up in these meetings. Stay tuned!

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm.com
Location: La Jolla, CA

Disclosures:

The com...

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The financial landscape is changing rapidly, and if you’re focused on retirement, these shifts can’t be ignored. In today’s episode, we break down the trends that will define the rest of 2024 and what they mean for your retirement plan.

View the Wall of Worry Timeline HERE

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm.com
Location: La Jolla, CA

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In this episode, we’re exploring some of the world’s most unique and quirky fears—and believe it or not, they have a lot more in common with your financial life than you might think. From the fear of long words to the fear of peanut butter sticking to the roof of your mouth, we’ll explore how these anxieties mirror some of the biggest concerns in financial and retirement planning.

CONTACT

Website
: https://www.dyer...

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By now, you've probably heard of the recent Federal Reserve rate cut. With the announcement of a 50 basis points reduction, many investors are left wondering how this will impact their portfolios. Tune in as Tim provides a thorough analysis of the situation and breaks down the effects on various asset classes.

CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm...

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Remember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity doesn't go away as we get older; it just turns into different questions, like the ones we face when planning for retirement. Today, we’re digging into the 'How Do You Knows' of retirement planning.

CONTACT

Website
: https://www.dyerwealthma...

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August 23, 2024 33 mins

Given the recent market volatility in August and the uncertainty surrounding the upcoming election season, many of you have questions and concerns. We thought this would be a perfect time to provide a market update. Join us as Tim breaks it all down and addresses your questions in today's episode.


CONTACT

Website
: https://www.dyerwealthmanagement.com/
Phone: 858-459-3937
Email: tim@dyerwm.com

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Tim recently returned from an eye-opening trip to Norfolk, Virginia, where he worked with the Warrior For Life Fund, supporting Navy SEALs and their families. He'll share some of his emotional and impactful experiences in today's episode, from a memorial hockey game to the opening of a new Human Performance Center. Tune in as we explore how these experiences highlight the importance of preparation and camaraderie in both ...

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