The Safe Money Retirement Show

Is your retirement plan protected against market crashes, inflation, and costly mistakes—or are you risking a last-minute fumble? This episode of the Safe Money Retirement Show with Tim Wood reveals how to reduce risk without sacrificing growth, why income planning matters most, and how estate planning isn’t about a magic number but about your unique needs. Learn how to safeguard your future, avoid common errors, and ensure your le...

Is your retirement plan built to protect what matters most—or are you risking too much just to chase a magic number? This episode of the Safe Money Retirement Show with Tim Wood reveals why most retirees don’t need a million-dollar nest egg, but do need a personalized plan that balances growth, income, and protection. Learn how to cut unnecessary expenses, avoid going overboard with accounts and investments, and focus on the essent...

Is your retirement plan ready for the rollercoaster of spending volatility—or will unexpected expenses throw you off track? This episode of the Safe Money Retirement Show with Tim Wood explores why retirement spending often surges and dips, how healthcare and lifestyle choices can upend your budget, and why having both guaranteed income and flexible access to funds is essential. Learn how to avoid common mistakes when leaving a hom...

What if the biggest threat to your retirement is failing to make a plan? Tim Wood shares lessons from sweepstakes winners, estate planning pitfalls, and market bubbles—revealing why a solid financial strategy is essential. Learn how to protect your nest egg, avoid common mistakes, and ensure your “stuff” goes where it should. Discover the importance of working with a certified fiduciary, updating beneficiaries, and adapting your pl...

What if your retirement plan needs a tune-up to keep pace with changing rules and falling interest rates? Tim Wood shares why building a solid financial “floor” of guaranteed income is essential, how to balance spending and security, and why flexibility matters more than ever. Learn how outdated advice can trip you up, why revisiting your plan is crucial, and how to lock in growth before rates drop further. Discover the real impact...

What if your retirement plan is only as strong as the financial foundation beneath it? Tim Wood explains how to build a solid “floor” for your nest egg, balance spending with long-term security, and avoid common annuity misconceptions. Learn why guaranteed income, emergency funds, and smart legacy planning matter—plus how to avoid both “overliving” and “underliving” your retirement. Discover strategies for passing on wealth tax-eff...

What if the first five years of retirement are the most critical for your financial future? Tim Wood breaks down why a spending plan matters as much as an income plan, how “do nothing” or “do all” phases can impact your nest egg, and why annual reviews and flexibility are essential. Learn how side hustles, taxes, and Social Security interact, and discover lessons from the “stealthy wealthy” on privacy, multiple income streams, and ...

In this week's episode, we'll explore the emotional side of retirement and how staying connected is vital. What questions should you be asking your aging parents? How do Roth conversions work and why are they a brilliant move for many retirees? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protectin...

In this week's episode, we'll discuss how you can make a solid plan for a 30+ year retirement and what impact the Fed changing the rate will have on your retirement plan. Is the plan you moved forward with years ago still the best plan for you now? Who is on your retirement "team" and do they have your best interests at heart? What is really important in retirement? Isn't it time to get answers to the tough...

In this week's episode, we'll explore what you can do to plan for a long retirement and what your retirement will look like. When should you claim your Social Security? What is a part-time retirement and is it for you? Why is what will happen when you're gone a discussion you must have? Isn't it time to get answers to the tough retirement questions now?

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In this week's episode, we discuss how the Fed changing the prime rate will impact your retirement plan. What if you've always heard that annuities are bad? Is it smart to embrace the boring, predictable returns that annuities bring when you are in retirement? Is the same plan you put in place 10 years ago still the best plan for you today? Is the 4% withdrawal rule still valid? Isn't it time to get answers to the to...

In this week's episode, we explore when you should retire and why many don't work with a retirement expert. How can you know your plan is the best for you? Do ALL advisors charge fees? Can you make a plan yourself without expert help? When should you make your retirement plan and when should your retirement start? Isn't it time to get answers to the tough retirement questions now?

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In this week's episode, we start a brand new chapter with a new show format and welcome a new co-host and former voice of the Atlanta Braves, Kevin McAlpin. Why is Warren Buffett updating his will at 93 years old and what can you learn from that? Why are most retirement accounts a tax bomb that will go off at some point? Isn't it time to get answers to the tough retirement questions now?

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In this week's episode, we'll explore what our process at Safe Money Retirement is when we work with new clients. What is a Fact Finder? Why is it important to do a complete, full Fact Finder appointment before even discussing plans or rates? What info do you need to have prepared for the 1st appointment in our process? Isn't it time to get answers to the tough retirement questions now?

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In this week's episode, we'll discuss how you need to have a realistic mindset around how long you have left in your life and plan accordingly. How can you make sure you're not underliving or overliving your plan? Do you have a plan if you were to pass soon? What about if you live a very long life? Are you ready? Isn't it time to get answers to the tough retirement questions now?

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In this week's episode, we'll explore when a Safe Money Retirement plan would NOT be a good fit for you. If you don't want guarantees and like the excitement of wins and losses in the market, are we a good fit? Is your current advisor a retirement expert? Do you need a retirement expert? Isn't it time to get answers to the tough retirement questions now?

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In this week's episode, we'll wish the USA a happy birthday and explore how you can have your own financial independence day. Have you evaluated your spending and determined what your ongoing expenses will be in retirement? How can you eliminate any remaining debt? How can you be truly free in retirement? Isn't it time to get answers to the tough retirement questions now?

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In this week's episode, we'll discuss how you can be a "Honeyboomer." Can you really take a honeymoon-type trip every single year? What can you do to KNOW FOR SURE you'll have enough income to cover your bills and trips every year for the rest of your life? Isn't it time to get answers to the tough retirement questions now?

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In this week's episode, we'll explore whether now is the right time to "cash in" before the bubble bursts. With the market overvalued, what's next? What does history tell us? Is your retirement plan ready for the bubble to burst? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protectin...