Your Powerful Legacy Radio with Kristina Ping-Kepperling

In this conversation, Kristina discusses the importance of asking your financial advisor about inflation and its impact on your retirement plan. She covers topics such as long-term financial planning, inflation's effect on budgeting, the potential for inflated tax rates, tax strategies, common financial mistakes to avoid, and the importance of having a comprehensive retirement plan.

Reach Kristina at 844-823-6387.

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The conversation covers various retirement planning concerns including taxes, inflation, consumer debt, and lacking emergency savings. The economic landscape and the financial crisis are discussed, along with the challenges of spending issues and inflation. The 4% rule and its relevance in today's retirement planning are explored, as well as the impact of longevity on retirement. The importance of taxes in retirement planning and s...

In this conversation, Kristina discusses various aspects of retirement planning. The conversation covers topics such as early retirement considerations, managing debt in retirement, risk management, organizing and decluttering, healthcare considerations before 65, mental preparation for retirement, preparing for retirement consultations, withdrawal strategies, tax implications, and checking social security earnings history.  Kristi...

In this conversation, Kristina discusses the importance of spring cleaning and refreshing the budget, building an emergency fund, managing debt, increasing retirement contributions, proactive tax planning, asset allocation and risk tolerance, emotional decision-making in retirement, reviewing financial life and getting organized.  She also notes the connection between March Madness and financial planning, the fundamentals of retire...

In this conversation Kristina discusses retirement saving strategies, with a focus on Roth accounts and conversions. She emphasizes the importance of considering future tax changes and the potential impact on retirement income. Kristina also explores proposed changes to Social Security and the evolution of the program over the years. She highlights the significance of proactive tax strategies and the role of taxes in retirement pla...

The conversation covers various topics related to taxation in retirement, including the taxation of Social Security, pensions, interest-bearing accounts, stocks, bonds, mutual funds, traditional IRAs, 401(k)s, life insurance proceeds, savings bonds, annuities, and home sales. The conversation also explores the benefits and strategies of Roth IRAs, including contributions, conversions, withdrawals, and tax brackets. Additionally, Kr...

Kristina covers what needs to be checked off this list before you retire.  This includes budgeting, building income, healthcare and tax planning, legacy planning, and maximizing Social Security.  She also offers tips to help make sure you’re in sync with your spouse as you approach retirement.

You can reach Kristina by calling 844-823-6387.

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In this episode, Kristina discusses how football plays can tie in with financial and retirement strategies. She emphasizes the importance of identifying and addressing retirement gaps, such as income shortfalls and health coverage gaps. Kristina also highlights the role of building a personal pension and the benefits of considering annuities. She advises listeners to plan for inflation and create a backup plan for unexpected events...

We all know the bucket list so what would go in the un-bucket list?  That would be things to avoid so you can have a successful retirement.  That’s the discussion with Kristina at the beginning of the podcast as she talks about knowing when you can retire so you don’t work longer than necessary, not being lonely, not having an unfulfilled retirement, and not squandering the early “go-go” years.  Then the conversation moves to consi...

Kristina answers the most frequently asked questions about annuities.  How do they differ from traditional savings and brokerage accounts?  What are the benefits and potential drawbacks?  What types of annuities are there?  Get the answers in this podcast.  The conversation then shifts to that shift in your financial life from accumulation to the necessary strategies in retirement.

Contact Kristina Ping Kepperling at 844-823-6387.

Warnings of what could harm your retirement start off the podcast with a discussion on having a budget, automating your savings and payments, planning for healthcare costs, and not relying too heavily on being able to work longer.  Then we take a look at what a retirement portfolio stress test could be for you.

You can reach Kristina by calling 844-823-6387.

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Kristina provides the answers to some commonly asked and very important questions regarding proper retirement planning.  She also looks at what should be considered in shoring up your retirement in the new year.  These include revisiting your household budget, checking your emergency fund, tackling debt, establishing financial goals, and reviewing your asset allocation.

You can reach Kristina by calling 844-823-6387.

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You’ll hear clips from familiar movies and a sitcom with a holiday theme.  Kristina takes these clips and shares retirement and financial lessons we can learn from them.  She also looks at how we can learn from the ghosts of Christmas retirement past and present and apply those lessons for the future.

You can reach Kristina by calling 844-823-6387.

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Kristina cuts through some harsh realities of retirement planning and offers solutions.  Some issues covered are the amount of bear markets to expect, needing more than Social Security, and longevity.  How should you mirror the traits of successful CEOs in our retirement?  That’s also covered in this podcast.

You can reach Kristina by calling 844-823-6397.

Powerful Legacy Insurance and Financial Services

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Kristina talks about what we need to consider strategically as the year draws to a close.  Most of the bullet points are about good tax moves.  She also looks at changes to Social Security coming in 2024 including the COLA, maximum taxable earnings increasing as well as the earnings test.  Then the conversation turns to what you may face in retirement such as restlessness and the need to re-define yourself.

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Kristina addresses common retirement fears and offers solutions to overcome them.  Some of the fears include inflation, Social Security and the future of it, market volatility, and the cost of health care.  Kristina also discusses some things you should do and some things you should avoid in your retirement planning process.

You can reach Kristina Ping Kepperling by calling 844-823-6387.

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