Fund2000.com Real Estate Podcast

In today’s episode, we discuss complexities and challenges presented by the current homeowners' insurance market in California. With the backdrop of natural hazards and related policy decisions, we explore the myriad reasons contributing to the troubled insurance landscape that real estate professionals and homeowners face. The instability and uncertainty have made navigating insurance a significant challenge in the industry, ...

In this episode, Luke and I explore a crucial question: Can a buyer lose their earnest money deposit? Not only do we provide a comprehensive answer, but we also explore the relationship between earnest money deposits and liquidated damages. We explain how liquidated damages not only means consenting to lose a predetermined amount of money; it also serves as an agreement to cap potential losses. Join us as we unravel these complex r...

Protect your personal information! Enhance your privacy! This PSA highlights a helpful resource: OptOutPrescreen.com. When you apply for any mortgage loan, your credit report is accessed, which can activate "trigger leads." These leads are often sold to telemarketers and other lenders, resulting in unsolicited calls and offers. To combat this, we strongly recommend visiting OptOutPrescreen.com—a service that empowers you ...

In today's fiercely competitive real estate market, presenting a compelling offer is more crucial than ever, especially for buyers utilizing FHA or VA loans. Our latest podcast episode, "Winning in a Seller's Market: FHA and VA Offers Made Possible," goes into the art of crafting offers that stand out, even when the buyer/borrower wants to utilize a FHA or VA loan, which present issues related to Appraisals. Our...

In this episode of the podcast, we welcome guest Luke Erickson to discuss the crucial role of reserve studies for Homeowners Associations (HOAs). We explore how reserve studies serve as essential tools for understanding the financial health of an HOA, offering valuable insights for potential buyers evaluating an association's strength or weakness. Our discussion covers the functions of a reserve study, highlighting its importa...

In this episode we discuss groundbreaking lawsuit against the National Association of Realtors and its impact on real estate commissions. Discover how this pivotal legal decision has and will likely redefine commission structures, offering unprecedented savings opportunities for sellers, and altering the landscape for buyers and realtors alike. Tune in to understand the nuances of this market shift and learn how you can capitalize ...

Reverse Mortgages and other real estate issues affecting Seniors: people who are 55 and over. We look at the good and bad with reverse mortgages, how to qualify for a reverse mortgage and some issues to look out for as you consider reverse mortgages. We look at the dynamics of living in senior communities,  and the pros and cons of Homeowners Associations (HOAs). And lastly, we discuss the transfer of a property tax base in Califor...

In 'The Numbers Game: Crunching Real Estate Data for Buyers & Sellers', we look at some essential calculations that every home buyer and seller should be aware of. From exploring various loan options, understanding the magic behind net sheets and CMAs, to calculating the best time to buy or sell — this podcast has got you covered. Join Chuck as he navigates the key real estate numbers, and technology.

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In this episode, Chuck discusses some news about real estate agent sales commissions, and how litigation against Multiple Listing Services (MLS) and their associations might change rules related to those commissions. Anti-trust litigation against MLS's has been heating up recently. The issue currently being litigated is (roughly) if MLS rules should require listing agents (and their sellers) to set the buyer agent commission a...

In this episode, we look into the recent case of Niki-Alexander Shetty v. HSBC Bank USA, N.A., et al., a lawsuit involving a condominium in La Habra and foreclosure by the homeowners association. We explore the issue of whether Shetty, as a successor in interest, can reinstate a prior loan that he never qualified for by merely being the successor owner after foreclosure. HOA lien foreclosures often have low bid amounts and because ...

In this podcast episode, we look into the crucial role of real estate professionals in the home buying and selling process. We highlight the different types of professionals involved, including real estate agents, title companies, escrow companies, and mortgage lenders. We tell real life stories to help you avoid pitfalls such as buying a home, and then discovering years later you still owe thousands of dollars for a loan that the ...

In this episode, the host unravels the complex scenario of selling a property for less than the amount owed on its mortgage - a process known as a 'short sale'. With the current economic climate, there's a possibility we may witness an upturn in short sales and foreclosures. We delve into understanding the circumstances surrounding short sales. This involves selling a property for less than the outstanding mortgage b...

In this episode, I share how our office simplifies and revolutionizes real estate transactions by combining real estate agent and mortgage loan services, and discuss some the complexities that come with handling these transactions separately.

Hear about the common pain points clients face in traditional real estate transactions—be it miscommunication, inefficiencies, or just unnecessary stress. We then present an innovative solution...

Do yourself a favor: before you commit to a real estate agent or a lender, shop around! This podcast discusses some of the things you should know, how to negotiate the best rates and commissions, and why big banks and real estate firms are often not the best option.

Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm...

In order to have the nonjudicial foreclosure option, your security instrument must satisfy some basic requirements, which we discuss in this episode. There are two types of foreclosure: nonjudicial and judicial. Our office only performs nonjudicial foreclosure. Judicial foreclosure is much more expensive because attorneys are required, and litigation which requires appearances before a court of law. This episode also clarifies some...

Doug Partello is an effective homeless advocate. In his efforts to help unsheltered people at a known encampment where government workers had visited for many months, Doug asked a simple question and found Loyd. Doug's efforts saved Loyd's life. This episode sheds light on how individuals can make the needed difference in helping the invisible people we see everyday.  

Check out Fund2000.com for our Mortgage Lending team (...

Qualifying for a mortgage while high interest rates and home prices are high is no easy task. But rents are high too! In today's episode, we'll discuss how and why you can consider partnering with a friend or family in the purchase of a home.

Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or ...

We take a look at homelessness. We discuss how it relates to the real estate business, and talk to Tina, an unsheltered individual in California.

Check out Fund2000.com for our Mortgage Lending team (NMLS 2277963).
Sold2000.com for our real estate Sales Team (DRE 02173355).
Learn more about host Chuck Hamm here
or on LinkedIn, and contact him at chuck@fund2000.com.

Video version of podcast on Youtube or search...

Sellers can reduce their tax exposure and earn significant interest by not taking a lump sum for the sale of the property. Instead, sellers can "take back" (accept) a note for any amount of the purchase price. This is ideal when conventional mortgage rates are high like they are now. Buyers and Sellers take advantage of this type of financing more in down real estate markets. Listen to this episode and get yourself ready ...