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February 12, 2024 32 mins
Joel talks about what "financial doomerism" is and how it's still an ongoing pervasive problem, but being an optimist could be a key essential on making progress. He also covers the continuing password sharing crackdown on streaming platforms, why managed investment accounts are unnecessary, how getting your paycheck early can put you in a vicious financial cycle, basic rules of credit cards and how to take taking advantage of the rewards they offer.




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