@HowtoMoney (02/11) Hour 2

Joel talks about the pros and cons of frugality and how it's a helpful tool but shouldn't be the only one in your toolbox when it comes to money management. He also covers how to lower your car insurance rates, why we're still dealing with shrinkflation, and breaks-down why you need a “bare bone budget” and what that means. Joel also offers advice about single stock investing and how it can be painful for your nest egg and how to purchase Index funds.