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August 13, 2022 5 mins

Today we’ll be talking about what is a pre-approval or pre-qualification.

We’ll also talk about what kind of documentation you may need to get that letter.

Let’s start at the beginning, a pre-approval or pre-qualification are both letters that your loan officer will create that states how much of a loan you could be approved for. This letter is used while you are shopping for homes as well as when submitting offers on homes.

See detailed show notes about Pre-Qualifications vs Pre-Approvals and when you need one.


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Looking for a local real estate agent?
We’ve partnered with Home & Money, simply go to https://homeandmoney.com/FTHB/ and we’ll help connect you with a local, vetted agent.

Contact Information:

Philip Mastroianni – Loan Officer & Real Estate Agent
(949) 357-5029
Phil@HomeLoansPM.com
First Community Mortgage
NMLS# 2141541
DRE# 02141890
FCM NMLS ID 629700
Loan Application: Apply Online

Monica Mastroianni – Real Estate Agent
(951) 395-1848
Monica@HomesMM.com
DRE# 02099257
Legacy Homes Realty

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