The Utah Real Estate Show

You can watch this episode on YouTube.com: https://youtu.be/tH_cAP8vfzo

With all the changes in the market place, are you ready to use your buyer power? Sellers, are you ready to work with buyers?

0:00 - Introduction 2:20 - Sellers will work with you 3:54 - Buyers have so much more power right now! 7:22 - What are we seeing sellers do? 9:20 - Are you still waiting to buy? 10:40 - What'd we learn today?  12:26 - Out takes

* No selle...

This episode can be viewed on YouTube.com: https://youtu.be/tgW3CDe81Qc. 

Together with guest, Adam Hall, we exlpore the wonderful world of real estate investing. Here's a guy who has participated in more avenues of real estate from being a lender, to flipping houses, to being a contractor, to owning the contracting company, to being a landlord, to being a developer. 

How do you want to play the real estate game? What's your way to...

You can watch this episode on YouTube: https://youtu.be/gh-KdXH6hDA

Can you build a cabin there? What about a non-permanent structure? And how is it going to be financed, anyway?

0:00 Introduction. Cabin property. Is a cabin just a vacation home that's inaccessible during some portion of the year? Is it just a "house" in the woods? What exactly does "year-round access" mean?

4:23 - Recreational Land. Non agricultural land. No resid...

You can also view this podcast on YouTube.com: https://youtu.be/QOpPqQgMQno. 

You've heard of house hacking, right? Well, social media doesn't tell you the full story.

0:00 - Introduction. Jason's son got a reel talking about how to house hack. Easy way to make your house payment. 

2:07 - Sustainability Rule. Rent from the other units has to make the whole payment. Fourplexes are expensive in Utah. 

3:02 - Bad information. Be car...

You can watch this episode on Youtube.com: https://youtu.be/Jbu7nUh4j3U.

Tyler, Aric, and Jason talk with Hyrum Oaks, CEO of RaceEntry.com, about how he got started in real estate investing. 

0:00 - Introduction. Hyrum Oaks is NOT a professional investor, but he's got 31 units! Even though he's from Utah, he chose to invest mostly in Indianapolis, Indiana. 

7:22 - Know Your Weaknesses. Don't try to build a strategy on your weakness...

You can watch this episode on Youtube.com: https://youtu.be/KZWEb2iXAH4 Cost Segregation Analysis Studies are an important part of investors' tax strategy for depreciation. If it's a commercial building, you can take 39 years of depreciation. If it's a residential structure, you're able to depreciate for 27 and a half years. But does your carpet last for 27 and a half years? No, it depreciates faster. You can depreciate different e...

Getting beyond real estate investing basics, here are three principles to supercharge your investment game: cash-value indexed life insurance policies, cost segregation analysis, and opportunity zones. Guest Alex Ball explains how you can integrate these ideas.

0:00 - Introduction 4:02 - Life Insurance. Whole Life vs Indexed Universal Life Insurance policies (IULs). Tax benefits vs IRA or 401k. How life insurance affects 1031 excha...

You can watch this podcast on YouTube.com: https://youtu.be/2IP2eiAvJAc

What's happening in real estate right now? Is it a crash? Is it the eye before the storm? Is it a momentary lapse? 

0:00 - Introduction 2:15 - Rates are going up. 4:00 - People are priced out of the homes they're living in right now. 5:45 - Real estate is stable (more stable than crypro!) 7:45 - Supply and demand is NOT the same as the inflation issue at the Fe...

What’s in inspection for? How do you choose a good inspector? What should you expect for your inspection? An inspection is a critical opportunity for a buyer to get information about the property they’re buying, and it can help the buyer know if there are any issues that would affect the value of the home.

0:00 – Introduction

1:38 – When and why does a buyer get an inspection?

3:09 – What does an inspection check?

11:27 – Discussio...

You've heard of the 2-1 buy down, but what is it really? What about other loan options like discount points or a single MI pay down?

0:00 - Introduction  1:49 - 2-1 Buy Down. This is what it is and the calculations on how it works. The buy down is NOT paid by the buyer. 2% less rate first year. 1% less rate the second year. 3rd year is the normal rate. Buyer has to qualify for the loan at the regular rate. Be ready for not only the...

You can view this episode on Youtube.com: https://youtu.be/F9N0ns5lxP8

How do you get the investing ball rolling? We just took a leap ourselves in Indiana. Here's how we did it. 0:00 - Introduction 1:20 - Why invest? Financial freedom, baby.  3:23 - How to analyze a market. 5:00 - Networking. Over the phone, then face to face. Find people who know the area and the type of investing you are looking for.  12:49 - Could we get a deal ...

Seller Finance is one of the most versatile methods to purchase (or sell) a home. It takes outside-the-box thinking, but it can afford a lot more flexibility to both the buyer and the seller.

0:00 – Introduction. Seller Finance 101, or maybe even more basic than that. This is a high-level overview of seller finance. The most basic definition is that a seller is financing the property…not a lender. Lease Option, wrap-around mortgage...

You can watch this episode on YouTube.com: https://youtu.be/dxejform3vs

Looks like a seller's market, acts like a seller's market — It's probably still a seller's market. 

0:00 - Introduction 1:05 - Listener Question - how to find a good lender.  1:40 - Market Freefall? - What are you really witnessing? Are price drops a sign of a crash? Well, it's more a sign of a correction. People don't like this home at this price. Right now, t...

You can watch this episode on Youtube.com: https://youtu.be/ALsX-M82ET8

There is a new seller disclosure document — do you know how to use it?

0:00 – Introduction.

1:18 – No assumption of agency for presenting the disclosure document.

2:49 – Liability. Liability lies with the information. If the seller has information and doesn’t disclose, the seller has the liability. Once the seller discloses to the information to the buyer, the ...

You can watch this episode on Youtube.com: https://youtu.be/rSeLyTSKutQ. 

You know what happens when you assume. But do you know what happens when you assume a loan?

0:00 - Introduction. 2:29 - Context of Assumptions. 3:25 - Who decides if it's assumable? Government loans are still assumable, but conventional mortgages are not. Contact your servicer — they'll let you know if the loan is assumable. 6:22 - It's a seller's market. How...

You can watch this episode on YouTube.com: https://youtu.be/dNLxv2PB4cU

What is the difference between down payment and closing costs? Who gets what?

0:00 - Introduction 0:42 - Not the same. 1:20 - Questions. How much money do you have? (Spoiler: Most likely it's not putting the "down payment" you've saved 100% toward the loan. It costs money to get a loan...and there are other incidentals.) 4:00 - Buying Discount Points. Spendy. 6...

You can watch this episode on YouTube.com: https://youtu.be/DmcleXHh624

What would you do with a million dollars?

That's the question we pose this week on the show. What do you buy? How much do you save? What are the wise decisions with this money?

0:00 - Introduction 1:01 - $1 Million - what do you buy? Statistically, most people blow most of that money. Statistically, people who win the lottery, take only a few years to return to...